Reading is one of the easiest ways to increase your health and happiness. However, if you work a full time job or you are spending a lot of energy raising kids, reading can seem like a chore.
Think about how much time you are in a car or on the train. It really adds up over the year. If you spend 30 minutes in your car every day, that add up to about 182 hours per year. That is time you can spend listening to audio books. I have found it makes the commute much more enjoyable as well.
Free option – Podcasts
There are tons of podcasts available for free, find a good topic or two and subscribe. My favorite is the Dave Ramsey show.
Low-cost option – Audible.
Good best-selling audiobooks can be expensive. A cheap option is to subscribe to Audible. For around $15 per month, you get 1 audio book per month, no matter what it costs. This makes it easy to budget and you’ll always have access to the latest best sellers. Audible also has a very generous return policy. They give members a whole year to return any book you don’t like. This takes away almost all of the risk. I have returned a couple I just didn’t like and it was simply a click to do so on the Audible Purchase History page.
You can give it a try for 30 days for free by clicking below.
If you like to collect credit card points for travel, shopping or cash back, the quickest and easiest way is to sign up for a card that is having a promotion. For example, the Chase Sapphire Preferred® Card is currently offering 2x points on travel & dining and a 50,000 point sign up bonus after you spend $4,000 on purchases in the first 3 months from account opening.
Spending $4,000 in three months is challenging for a lot of people and you don’t want to rack up unnecessary spending to get the bonus points. The best way is to direct the spending you are already doing to the current credit card you are trying to earn your bonus on.
Let’s be smart about this as well, as some businesses will charge you an extra fee to use a credit card. One is PECO (currently $2.35) . This has bothered me for awhile, but I have found a way around it and become more carbon-neutral at the same time. Let Arcadia Power pay your PECO bill with a credit card and get those points for free.
Use clean energy at no extra cost
Support renewable energy projects at no extra cost, reducing your impact on the environment every month.
When a lower rate is available in your area, we automatically get it for you with our price alerts program. No commitments or binding contracts, just savings.
Forget bill pay fees, earn points
95% of utilities charge transaction fees when using a credit or debit card. Pay $0 in fees and earn your rewards points when you sign up.
What’s the catch? None really, but be aware they will try to upsell you on some services, but nothing too annoying.
In addition to PECO, be sure to move all of you fee-free bills to the credit card you are trying to earn your bonus on. Some examples a lot of people use are:
I was tired of paying Verizon over $145 a month for my triple play of home phone, internet and cable. Until recently, I was forced to do so to get access to the local Philadelphia stations and ESPN. Here I will detail what I did to help others.
If you want (skip this step if you don’t) to keep your home phone number, you need to port it to Google Voice. Do this before anything else. Directions here.
Change your Verizon or Comcast to internet only. Don’t overpay for more speed than you need. Each device streaming video only need 4-8MB so do the math. I opted for a 75Mb connection from Verizon for $45 per month and it is plenty.
Select your new service. You will need a smart TV or and streaming box like a Roku or Apple TV to view streaming media. There are tons of options, which is nice, but it can make it a little confusing. I opted for Roku devices and Youtube TV service, along with Netflix and Amazon Prime.
So my new setup costs $40 for the Youtube TV and $45 for the Internet, saving $60 per month. I’m not factoring in Netflix & Amazon because I already had them.
Look at Playstation Vue (no you don’t need a Playstation to use it) as well. It is more expensive but has a lot more channels you might want. Both services rate high with users. Hulu, Sling and DirectTV now are services I would avoid at the moment, their just not as good right now (but that can change).
The issue has been resolved and new updates will be available through Windows Update for all operating systems by end of day July 17th (PDT). The Exchange Team recommends that customers use Windows Update or update the catalogs on their own SUS servers to ensure the latest version of the update is available for installation on your Exchange Servers. Doing so will avoid any possible disruption to the MSExchangeTransport service which may have been impacted by the July 10th update.
Note: There will be a unique KB number associated for each Windows operating system. Applying the latest updates from Windows Update will ensure you have the correct update for your operating system regardless of updates previously applied.
After installing the July Updates for Windows on some Exchange CAS servers, the servers stopped accepting SMTP requests after a few hours. A reboot would fix the problem for a few hours and then it would happen again.
For now, remove KB4338818 and restart. It should fix the problem. Be sure to block or hide the update until they fix it.
We all do it – and that includes the cops who spend their days giving us tickets for doing it. Of course, they enjoy legal impunity to speed as much as they like, as often as they like. “Speed” only “kills,” it seems, when one is not wearing a special costume.
At any rate, since we all drive faster than the posted speed limit, at least occasionally – even Clovers – it seems right and proper that we do what we can to avoid being dunned for doing it. And feel no moral guilt about practicing such avoidance. Our ancestors felt no moral guilt about doing their damnedest to ignore the Volstead Act – and avoid the clutches of the “Prohees” (Prohibition enforcers) and today almost everyone agrees it was the right thing to do. The idea of cuffing and stuffing someone for having a beer seems both clownish and evil at the same time. Someday, hopefully, issuing speeding tickets (while speeding all day yourself, in official costume) will be regarded with equal contempt.
TAXPAYERS buying commercial software to prepare and electronically file their 2014 income tax returns should double-check that the version they are purchasing fits their needs.
TurboTax, the tax software from Intuit, drew ire from consumers when they learned that its “deluxe” desktop offering, available by download or on CD, had curtailed functions for some tax schedules that previously had been included. To get the program’s full question-and-answer help to complete the schedules, users must upgrade within the program to a version with an extra cost of $30 to $40.